Tailored Protection

Security Services Insurance

Security service providers face unique risks. Wright Risk Consultants offers tailored insurance policies to protect your guards, clients, and operations, ensuring your business remains secure while you protect others.

Contact Specialist Phillip Wright
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Comprehensive Liability

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Employee Protection

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Tailored Solutions

Risk-Specific Coverage

Designed for Security Firms

From guarding facilities to transporting valuables, security services operate in high-risk environments. Our tailored policies address liability, property damage, and workers’ compensation needs, ensuring comprehensive protection. Trust Wright Risk to safeguard your business while you safeguard others.

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Specialized Liability Coverage

Our policies cover the unique risks security firms face, from property damage to third-party injuries, ensuring robust protection for your business and its reputation.

Custom Solutions for Growth

Whether you’re a local firm or a nationwide operation, we customize policies to meet your size, scope, and unique challenges, ensuring affordable, scalable coverage.

Common Questions

Security Insurance FAQs

Running a security services business involves unique challenges. Below are answers to frequently asked questions to help you navigate insurance options with confidence.

  • What types of coverage does a security services policy include?

    A comprehensive policy for security services includes general liability, workers’ compensation, and professional liability insurance. It may also include property insurance for your equipment and vehicles. Wright Risk tailors each policy to ensure you’re protected against the risks specific to your operations, such as false arrest or excessive force claims. With robust coverage, you can operate confidently while mitigating potential liabilities.

  • Why is liability insurance important for security firms?

    Liability insurance protects security firms from claims of property damage, bodily injury, or negligence during operations. Given the high-risk nature of the industry, these claims can lead to costly lawsuits and reputational harm. Wright Risk ensures your liability policy is comprehensive, covering everything from accidental injuries to wrongful act claims, giving you peace of mind to focus on your business.

  • Does insurance cover armed and unarmed guards?

    Yes, insurance policies can be tailored to cover both armed and unarmed guards. Armed guards often require additional coverage due to higher risk levels. Wright Risk works with you to assess your team’s specific needs and create policies that provide sufficient protection for all personnel, ensuring compliance and operational security.

  • What happens if a guard is injured on duty?

    Workers’ compensation insurance covers medical expenses, rehabilitation, and lost wages for guards injured while on duty. This coverage is essential for high-risk roles like security personnel. Wright Risk ensures your policy complies with Tennessee regulations, offering your employees and your business the protection they need in challenging situations.

  • Are vehicles used by security firms covered?

    Yes, business auto insurance can be added to your policy to cover vehicles used in security operations. This includes protection for vehicle damage, liability for accidents, and coverage for transporting valuables. Wright Risk helps you integrate this coverage seamlessly into your overall plan, ensuring your fleet is protected at all times.

  • How do I minimize risks as a security firm?

    Minimizing risks involves regular training, clear protocols, and compliance with industry standards. Wright Risk also offers risk assessments and guidance on creating safe workplace practices. These proactive measures, combined with the right insurance coverage, significantly reduce the likelihood of claims and operational disruptions.

  • How do I file an insurance claim?

    Filing a claim is simple with Wright Risk. Document the incident thoroughly, including any witness statements or reports, and contact our team. We guide you through the claims process, ensuring quick resolution and minimal impact on your operations. Our goal is to get your business back to normal as efficiently as possible.